Mike Arvold
Branch Manager // NMLS #616278
Meet Mike Arvold, a seasoned professional in the mortgage industry with over 17 years of experience. Prior to that, Mike spent 6 years in the banking industry, with the ambition of becoming a financial advisor. However, his true passion for mortgages took center stage, leading him to pursue a fulfilling career in helping people achieve their homeownership dreams.
Originally from Minnesota, Mike made a bold move to Scottsdale, AZ at the age of 21, fueled by a dream to become a professional golfer. During this five-year adventure, circumstances changed, and he found his calling in the banking industry. After five years in Arizona, Mike returned home to Minnesota, driven by the desire to be closer to family and work as a financial advisor.
Recognizing his true passion for mortgages and real estate, Mike established his mortgage team in 2010. With a focus on providing exceptional service and communication to every client, he treats each client as family, creating a trusted bond.
Outside of his professional life, Mike finds joy and fulfillment in his personal life as well. Happily married to his amazing wife, Rachel, they have a wonderful daughter named Madison, who has become a real estate agent. With a love for animals, their home is filled with five furry companions, two dogs, and three cats.
Beyond work and family, Mike enjoys a wide range of interests and hobbies, including golfing, playing volleyball, traveling, attending live concerts, and cherishing quality time with loved ones. With a zest for life and an unwavering commitment to his clients and community, Mike is a testament to the power of pursuing one’s passions and making a difference in the lives of others.
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Close Just Once With Refined Lending’s New Construction Financing, Or Use Our Traditional 2-Time Close Construction Program
Avoid the hassle and additional cost of closing twice. Refined Lending’s One-Time-Close program allows you to close just once when building your dream home. No need to close again after completion!
Ask us about the Exclusive Builder program offering 300-day locks!
Total Teardown?
Refined Lending's One-Time-Close program works for both new construction and/or total tear-downs.
In-House Processing
In-house processing and construction lending team – from application through through underwriting and funding, we ensure a steady and reliable process.
Rate Protection
Rate protection for entire term of loan. ability to lock with a signed Purchase Agreement, Plans and Specs.
Just One Closing
Closing once means only paying one set of closing costs and you only need 5% down*
Refined Lending is a loan production office of Luminate Bank. NMLS 1281698 | Equal Housing Lender | Member FDIC
https://www.luminate.bank/privacy-policy
Refined Lending is a division of Luminate Bank NMLS 1281698. Corporate Headquarters 2523 S. Wayzata Blvd. Suite 100, Minneapolis, MN 55405. Equal housing lender. Authorized lender in 48 states. nmlsconsumeraccess.org – This advertisement does not constitute a loan approval or loan commitment. Loan approval and/or loan commitment is subject to final underwriting review and approval.
CIP Disclosure: Important Information about Procedures for Opening a New Account To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account (e.g., establishes a formal relationship by means of a loan application) What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
*5% down payment only available for loan amounts under $647,200. Loan amounts $647,200 and above require a higher down payment.
